Rate Comparisons

Loan Factory vs. Wells Fargo

Rates as of Wednesday, November 13 2024 at 1:00 PM (Pacific Time)

Wells Fargo
Rate 6.25% (APR=6.291%) 6.5% (APR=6.695%)
Points / Credits $866 $7,675
Payment $1,231 $1,264
Saving over 30 years $18,689 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Chase

Rates as of Wednesday, November 13 2024 at 1:00 PM (Pacific Time)

Chase
Rate 6.25% (APR=6.291%) 6.75% (APR=6.864%)
Points / Credits $1,299 $2,853
Payment $1,847 $1,946
Saving over 30 years $37,118 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Citibank

Rates as of Wednesday, November 13 2024 at 1:00 PM (Pacific Time)

Citibank
Rate 6.125% (APR=6.184%) 6.625% (APR=6.806%)
Points / Credits $938 $1,125
Payment $911 $960
Saving over 30 years $17,827 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Bank of America

Rates as of Wednesday, November 13 2024 at 1:00 PM (Pacific Time)

Bank of America
Rate 6.25% (APR=6.286%) 6.75% (APR=7.058%)
Points / Credits $750 $1,726
Payment $1,231 $1,297
Saving over 30 years $24,736 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Guaranteed Rate

Rates as of Wednesday, November 13 2024 at 1:00 PM (Pacific Time)

Guaranteed Rate
Rate 6.375% (APR=6.408%) 6.55% (APR=6.936%)
Points / Credits $1,218 $4,242
Payment $2,184 $2,224
Saving over 30 years $17,424 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Better.com

Rates as of Wednesday, November 13 2024 at 1:00 PM (Pacific Time)

Better.com
Rate 6.25% (APR=6.262%) 6.625% (APR=6.824%)
Points / Credits $200 $3,200
Payment $985 $1,024
Saving over 30 years $17,040 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Powered by
MOSO logo